Mutual Fund SIP Calculator
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Mutual Fund SIP Calculator
Mutual Fund SIP Calculator
Plan Your Investments Smartly. Calculate Your Future Wealth!
Enter your monthly SIP amount.
How long will you invest?
Expected rate of return (historical average: 10–15%).
Increase SIP amount yearly?
Your Investment Results
Total Invested Amount
₹6,00,000
Estimated Returns
₹5,42,410
Total Value
₹11,42,410
Invested Amount
Returns
Wealth Growth Projection
Frequently Asked Questions
What is SIP? +
SIP or Systematic Investment Plan is an investment vehicle offered by mutual funds. It allows investors to invest a fixed amount at regular intervals (typically monthly) instead of making a lump-sum investment.
How are returns calculated? +
Returns are calculated using the compound interest formula for each monthly investment over the investment period. The calculation accounts for the time value of money, considering that each SIP installment is invested for a different period.
What is Step-up SIP? +
Step-up SIP allows you to increase your SIP amount periodically (usually annually) by a fixed percentage. This helps you invest more as your income increases over time, potentially generating higher returns.
Is this calculator accurate? +
This calculator provides estimates based on the information you provide. Actual results may vary due to market fluctuations, variations in returns, and other factors. It's advisable to consult with a financial advisor before making investment decisions.
Benefits of SIP
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Power of Compounding: Your returns earn returns, accelerating wealth creation over time.
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Rupee Cost Averaging: Buy more units when prices are low and fewer when prices are high, reducing the impact of market volatility.
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Financial Discipline: Regular investments instill savings habits and financial discipline.
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Flexibility: Start with a small amount and modify, stop, or resume as per your financial situation.