Embracing technical debt: The circle of life
Embracing technical debt: A journey through life It is good to have technical debt, when managed wisely. Consider how our lives evolve, accumulating “debt” much like the mess we allow to pile up in our homes. At every stage, we make choices that balance the need for maintenance and support against our available resources. Life’s phases: a living analogy Imagine your life as a series of evolving chapters: Student days When you’re living in a dorm or a shared student flat, keeping your space immaculate isn’t a top priority. The “mess” or technical debt is allowed to accumulate because there’s minimal pressure to change. Young adulthood & Relationships Entering a relationship changes everything. Suddenly, clearing the clutter becomes a sign of care and commitment. You start to pay attention to the little details because someone else is now part of your life. Family & Parenthood As kids arrive, maintaining a pristine home becomes a luxury. With so many pressing priorities, the technical debt builds up even faster. Every spare moment isn’t dedicated to cleaning—but that’s okay; it’s part of life. Rebalancing in later years As your children grow and you reclaim some time, you begin cleaning up again. However, your priorities now include other passions and pursuits. Not every room needs daily attention—just enough to keep things in balance. Retirement In your later years, tackling household chores becomes more challenging. At this point, support systems like professional cleaners or caregivers come into play. The cost of maintenance increases, and you lean on external help to keep the balance. Getting the right support At each phase, you choose your level of help based on three key factors: Necessity: How critical is the task? Budget: What can you afford? Lifestyle: What suits your way of being? From parental interventions during your student years to hiring full-time support as you age, you’re always balancing effort (and costs) with the quality of life. Striking a balance Life is a series of decisions, whether you’re weighing the cost of a new gadget or deciding whether to move houses. These choices are part of every aspect of your existence. Some people opt to outsource many tasks by hiring help, while others shoulder responsibilities on their own, sometimes at the cost of increased stress. Ultimately, balance is the secret ingredient to maintaining both your life and your technical debt. Parallels in software development The lifecycle of a software product mirrors our lives chapters: Product launch Like starting out as a student, a new product begins with minimal structure, technical debt might be low, or even accumulating unnoticed. Growth phase As new features are added and demand increases, the balance between innovation and maintenance becomes critical. Decisions about addressing technical debt come into play much like cleaning up your living space when entering a new personal phase. Maturity & Maintenance Just as family life brings its own challenges, a mature product faces high technical debt. You must decide whether to invest time in refactoring or risk losing market ground. End-of-Life Similar to retirement, maintaining old software may require substantial external support; yet, investing too much might not be feasible when the product’s time has passed. In both life and software, technical debt isn’t inherently bad, it’s all about making the right choices at the right time. +-------------------------------------+ | The Circle of Life | +-------------------------------------+ / \ +-------------------------+ +-------------------------+ | Personal Life | | Software Development | | (Managing Technical Debt)| | (Handling Technical Debt)| +-------------------------+ +-------------------------+ | | | | | [Student Days] | | [Product Launch] | | (Minimal debt) | | (Initial, manageable) | | | | | | ↓ | | ↓ | | [Young Adulthood] | | [Growth Phase] | | (Cleaning up for love) | | (Debt begins to rise) | | | | | | ↓ | | ↓ | | [Family & Parenthood] | | [Maturity] | | (Debt accumulates) | | (High technical debt) | | | | | | ↓ | | ↓ | | [Retirement] | | [End of Life] | | (Reliance on sup

Embracing technical debt: A journey through life
It is good to have technical debt, when managed wisely.
Consider how our lives evolve, accumulating “debt” much like the mess we allow to pile up in our homes. At every stage, we make choices that balance the need for maintenance and support against our available resources.
Life’s phases: a living analogy
Imagine your life as a series of evolving chapters:
Student days
When you’re living in a dorm or a shared student flat, keeping your space immaculate isn’t a top priority. The “mess” or technical debt is allowed to accumulate because there’s minimal pressure to change.
Young adulthood & Relationships
Entering a relationship changes everything. Suddenly, clearing the clutter becomes a sign of care and commitment. You start to pay attention to the little details because someone else is now part of your life.
Family & Parenthood
As kids arrive, maintaining a pristine home becomes a luxury. With so many pressing priorities, the technical debt builds up even faster. Every spare moment isn’t dedicated to cleaning—but that’s okay; it’s part of life.
Rebalancing in later years
As your children grow and you reclaim some time, you begin cleaning up again. However, your priorities now include other passions and pursuits. Not every room needs daily attention—just enough to keep things in balance.
Retirement
In your later years, tackling household chores becomes more challenging. At this point, support systems like professional cleaners or caregivers come into play. The cost of maintenance increases, and you lean on external help to keep the balance.
Getting the right support
At each phase, you choose your level of help based on three key factors:
- Necessity: How critical is the task?
- Budget: What can you afford?
- Lifestyle: What suits your way of being?
From parental interventions during your student years to hiring full-time support as you age, you’re always balancing effort (and costs) with the quality of life.
Striking a balance
Life is a series of decisions, whether you’re weighing the cost of a new gadget or deciding whether to move houses. These choices are part of every aspect of your existence. Some people opt to outsource many tasks by hiring help, while others shoulder responsibilities on their own, sometimes at the cost of increased stress. Ultimately, balance is the secret ingredient to maintaining both your life and your technical debt.
Parallels in software development
The lifecycle of a software product mirrors our lives chapters:
Product launch
Like starting out as a student, a new product begins with minimal structure, technical debt might be low, or even accumulating unnoticed.
Growth phase
As new features are added and demand increases, the balance between innovation and maintenance becomes critical. Decisions about addressing technical debt come into play much like cleaning up your living space when entering a new personal phase.
Maturity & Maintenance
Just as family life brings its own challenges, a mature product faces high technical debt. You must decide whether to invest time in refactoring or risk losing market ground.
End-of-Life
Similar to retirement, maintaining old software may require substantial external support; yet, investing too much might not be feasible when the product’s time has passed.
In both life and software, technical debt isn’t inherently bad, it’s all about making the right choices at the right time.
+-------------------------------------+
| The Circle of Life |
+-------------------------------------+
/ \
+-------------------------+ +-------------------------+
| Personal Life | | Software Development |
| (Managing Technical Debt)| | (Handling Technical Debt)|
+-------------------------+ +-------------------------+
| | | |
| [Student Days] | | [Product Launch] |
| (Minimal debt) | | (Initial, manageable) |
| | | |
| ↓ | | ↓ |
| [Young Adulthood] | | [Growth Phase] |
| (Cleaning up for love) | | (Debt begins to rise) |
| | | |
| ↓ | | ↓ |
| [Family & Parenthood] | | [Maturity] |
| (Debt accumulates) | | (High technical debt) |
| | | |
| ↓ | | ↓ |
| [Retirement] | | [End of Life] |
| (Reliance on support) | | (Balancing maintenance) |
+-------------------------+ +-------------------------+
\ /
+-----------+
| Balance |
| is the key|
+-----------+
Final thoughts
Yes, it is good to have technical debt, but only to a certain degree. Just as every stage in your life requires you to weigh costs vs. benefits, so does every phase of a software project. Finding and maintaining the right balance is unique to every individual and every project.
In both life and code, embracing a little debt can pave the way for growth. Yet, always remain mindful that unaddressed debt can accumulate and ultimately affect your overall stability.
Risks vs Rewards.
Additional food for thought:
Perhaps you might also explore how agile methodologies in software are shaped by these balancing decisions, or reflect on personal experiences where strategic ignorance paved the way for (unexpected) innovation. The interplay between calculated risk and measured maintenance is what creates resilience, both for our homes and in our code.
What are your thoughts on embracing debt (technical or otherwise) as a tool for progress?